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How To Have The Career You Want Without The Problem Of Not Making The Money You Want
By: Nathan Nguyen, Bestselling author Money Smarts
While stressing out in high school during the end of my freshman year in 2001 looking for clarity in what I can do as a career when I grow up, I stumble upon these 2 charts that made me realize the ONE THING that will give me the ultimate freedom to have any career I wanted without the problem of making the money I wanted... And in a moment, I'll show you exactly what these 2 charts are and what I realized from it but first let me give you the full backstory.
“So Nathan, what do you want to do when you grow up? Around 12, I began to get the dreaded question like most of us...and it only gets worst in college....
I smiled…. You know that smile of "I have no really good answer".... but then quickly realized I needed to appear like I know what I am doing so I then a gave a secondary response saying….
(I am sure it was too late but I said it anyways to make me feel better)
"I'm going to be a lawyer, doctor, engineer...(whatever I felt would make me look awesome and also to make my parents happy)..."
Fact is, I didn't know what I wanted to do but I knew I wanted success...even though I couldn't explain what that would be if you had asked me.
Of course, over time with career assessments test and personality tests done in school and various programs, I begin to have some career directions. So I was ready and couldn't wait until the moment someone ask me that question again!
Then, the moment came, “so Nathan, what do want to do when you grow up?”
"I'm going to be a teacher!"
With excitement and much enthusiasm, standing proud and waiting for their praises for how amazing I was for knowing what I wanted to do…But then, I get this…
"Oh, so how are you gonna make money?"
What!? Argh…you know my non verbal response face from before…and then again a secondary response to regain my self worth…I defensively reply
"Money doesn't matter because I'm going to do what I love…Money can't buy happiness!"
Truth is, I am now doubting myself and yeah, I am even more worried because not only am I supposed to know what I wanted to do but also know how I will make money with it? Sigh... so do I have to choose between doing what I want vs making money?
The Problem With Career Decisions Is The Difficulty Of Answering "How Can I Make Money?"
So yeah, I became very anxious with the added pressures of grades, SAT test, and figuring out how to get into college...(even though it is ironic as I didn't know what I wanted to do yet stressing out about getting into certain colleges while being not sure if it's the right college for my future unknown career)….
Oh yes, Anxiety isn't new these days, it has always been for generations of students from 12 to 25 years old.
So you are not alone if you or your love ones are going through this as this has become the social and cultural norm to just accept it and just go with the flow... or is it? or should it be?
Did you know...
The percentage of wealth ownership among people population in America.
The percentage of wealth ownership among people population in The World.
Surprised? Well... It was more than that for me because what this chart showed me was that within 100 people, 10 of them will own more than ⅔ of the wealth leaving ⅓ to be shared among 90 others.
I actually felt upset for why such inequality!
Then, the BIG QUESTION popped up…
What does the top 10% of the people know and do while the rest of the others don't???
I had no idea but I was certain the answer will allow me to help my family go out of welfare and for me able to pay for college and succeed afterwards without being saddled with huge debts I keep hearing and reading about.
I begin to do mountains of research and also reach out to my mentors….what I finally figured out was so simple yet it is easily overlooked!
The ONE THING that separates the 10% and the 90% is asset ownership.
Basically it is owning things that can increase in value instead of buying things that reduces in value. The most common investment that does this is real estate.
In short, it's more than just getting paychecks....
It's about investing and the weirdest part of investing is that it doesn't even have to be with your own money!
Yep, the saying, “it takes money to make money” is still true but it doesn't have to be Your Money!
It makes so much sense now for how people can go from rags to riches and welfare to millionaire & billionaire... Even if many people in the world may not be privileged enough to access higher education to get the Book Smarts, as long they have the Money Smarts, they can figure out how to have the money they want.
It further explains how most of the richest came from nothing because they had drive and motivation so they really make sure they got the Money Smarts to survive and then thrive above everyone else even if others may have more Book Smarts than them.
I guess, people with Money Smarts can hire others with Book Smarts...
This begins my journey to learn the “game of money” that the top 10% plays and make sure I don’t stand on the sideline just watching and yelling out comments that really doesn’t do much to help my life get better.
Wow! After days, weeks, months, and years…. I found myself not just understanding and speaking the language of money but I found myself playing the money game and winning!
As a result, I paid my way through my dream college at the University of Southern California (USC) and I also made $4.3 million upon graduation! Whew... (you can read my full story in Chapter 2 of my Money Smarts book.
In short, I started a real estate investment company and begin investing at 19, intern at a global investment banking firm to learn investment banking, got my financial licenses, and built many different businesses that interest me that makes millions... fact is, once you have the Money Smarts to win the money game...you just keep on playing and winning...(sure you will lose some or lots but the wins will more than make up for it!) the hard part was getting in to start playing! So I created the game..but more on that later...
Greatest part of it all...fast forward to today, I fulfill my childhood dream to become a teacher!
I teach a year long course on entrepreneurship and career development to a select group of high school juniors and seniors. It’s my honor to get to do this purely out of passion as it is more like volunteering for me...
When they school asked me to do this after I have been donating to the school. I was at first hesitant as I simply don't have much time but I do want to fulfill my childhood dream to be a teacher!
So after months of scheduling, the school worked around my schedule and my class will only be about 3-5 hrs a week to be held during my lunch times. In short, I made it work by giving up about 2-3 lunches a week to swing by the high school to teach the year long course.
I love it!
I can truly say that doing what you love and having the career lifestyle you want while also having the money you want feels great...
The greatest feeling is impacting students and seeing their progressive growth with each class.
With the students, they have further inspired me to release this program to the public to help more student who want to pursue the careers they want to without having the problem of making the money they want.
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